Phenomenal piles of flour sacks are stacked in front of the Pa de Kilo counter. "Spanish flour is good, but French flour is of higher quality, so we only use the latter," explains Osvaldo Brito, the bakery's founder. He appears covered in flour, rushing out of the small workshop just behind the counter. Here, no one stands idle: the team moves quickly and in sync as if they were dancing.

Interest rates on deposits in Spain are low. Most banks offer savings accounts where you can access your money while earning a low interest on the remaining balance. More competitive rewards can be found with foreign and fully digital banks.

Nineteen years ago, I tightly connected my life with game development: I became a co-founder of TimeZero. And in 2021, Nexters (of which I am a co-founder) entered NASDAQ with a valuation of around 2 billion dollars.